Bob & Beth

Bob and Beth are a retired couple. Beth used to work as a director for a pharmaceutical company. Bob used to be a project manager and now works at a brewery part-time.


Bob and Beth wanted to get a better handle on their financial situation as they were nearing retirement, especially given that they could be laid off from their jobs at any time.


Bob and Beth’s greatest challenges were that:

  • They worked in highly demanding corporate jobs that didn’t leave them with enough time and energy to manage their financial lives.
  • Beth needed to get a handle on her financial situation and make sense of her stock options and monetary benefits.
  • The threat of layoffs always loomed, and the couple needed to get a better sense of where they stood financially – especially concerning retirement.
  • The couple searched for a financial partner, but they struggled to find a knowledgeable expert who could empower and guide them in the right direction. They often felt they didn’t have enough information to take the next steps in their financial lives.


Beth wasn’t sure what to look for in a financial planner. She simply began her search online.

When she first started looking for a financial partner, she was still employed, and didn’t have the time or energy to oversee her finances. Having someone help her in this regard, she felt, would make a big difference and give her more peace of mind.


Bob and Beth hired a financial planner, and the plan they created helped them in several ways:

  • Bob was able to retire and decided to work part-time at a brewery.
  • The couple has a comprehensive retirement and long-term care plan.
  • Beth also retired and was able to streamline her assets.
  • Bob and Beth were able to reduce tax obligations.
  • The couple were also able to optimize savings and reduce insurance premiums.


Note: The above case study is hypothetical and does not involve an actual Milestone client. No portion of the content should be construed by a client or prospective client as a guarantee that he/she will experience the same or certain level of results or satisfaction if Milestone is engaged to provide investment advisory services.